AIRELending
AI-Powered Private Lending

Lending, Rebuilt forHow You Actually Invest

Pre-qualify in 60 seconds. Apply in minutes. Close with confidence.

Get Pre-Qualified in 60 SecondsFull Application
No credit pull requiredResults in 60 seconds500+ investors served
$0M+Funded
0+Investors Served
0+States
0 DayAverage Close

Loan Programs Built for Investors

From your first flip to your 50th rental — intelligently matched to your strategy.

Fix & Flip loan program

Fix & Flip

RateFrom 9.0%
LeverageUp to 90% LTC
Term12-18 months
Check Your Rate
DSCR Rental loan program

DSCR Rental

RateFrom 7.0%
LeverageUp to 80% LTV
Term30-year term
Check Your Rate
Bridge loan program

Bridge

RateFrom 9.5%
LeverageUp to 80% LTV
Term6-24 months
Check Your Rate
Construction loan program

Construction

RateFrom 11.0%
LeverageUp to 85% LTC
Term12-24 months
Check Your Rate
Loan Cost Calculator

Estimate Your Loan Costs

Adjust the numbers and see your estimated payments update instantly. No signup required.

$
9.50%
7%15%

Interest-only payments

1.50pts
0.5 pts4 pts

Estimated Monthly Payment

$1,979.17

Interest-only / month

Total Interest

$23,750

Origination Fee

1.50 points

$3,750

Estimated Closing Costs

Origination + $2,500 est. processing

$6,250

Total Cost of Loan

Interest + origination + fees

$30,000
Ready to see your actual rate?

This calculator provides estimates only. Actual rates, terms, and fees depend on your specific deal, credit profile, and property details.

How It Works

From pre-qualification to funding in four simple steps.

STEP 1

Enter Your Deal

Tell us about your property and loan needs

STEP 2

AI Matches Your Deal

Our engine matches you with the best programs in seconds

STEP 3

Apply Online

Complete your full application in minutes

STEP 4

Close & Fund

Close in as fast as 7-14 days

AI-Powered Analysis

See exactly what you qualify for — before you apply

Our AI-powered pre-qualification engine matches your deal against multiple loan programs in seconds. You get a real term sheet with actual rates, fees, and monthly payments — not a generic estimate.

Takes less than 60 seconds to complete
No credit pull — no impact to your score
Instant results — no waiting for a callback
Unlock Your Term Sheet

Sample Term Sheet

Fix & Flip — Single Family — Columbus, OH

Locked
Loan Amount$325,000
Interest Rate9.25%
Origination Points1.5 pts ($4,875)
Term12 Months
Loan-to-Cost90%
Monthly Payment$2,503
Processing Fee$995
Underwriting Fee$1,195
Legal & Appraisal$1,100
Est. Total Closing Costs$8,165

Your personalized term sheet is waiting

60 seconds. No credit pull. Real rates.

Unlock My Rates
No Credit Pull Required
256-bit SSL Encrypted
Business Purpose Loans Only
500+ Investors Served

Your information is secure. We never share your data with third parties.

Trusted by Real Estate Investors Nationwide

“AIRE Lending got me pre-qualified in literally 60 seconds. I closed on my flip in 12 days.”

JM

John M.

Fix & Flip Investor, Texas

“Best rates I've found for DSCR loans. The process was incredibly smooth.”

SK

Sarah K.

Rental Portfolio Owner, Florida

“I was skeptical about online lending, but AIRE Lending matched me with a program that beat my local bank.”

MT

Marcus T.

Real Estate Investor, Georgia

“Closed on my construction loan in under 3 weeks. The draw process has been seamless.”

DL

David L.

Builder/Developer, Ohio

Frequently Asked Questions

Everything you need to know about our lending process, programs, and terms.

Ready to Fund Your Next Deal?

Join 500+ investors who got pre-qualified in 60 seconds.

Get Pre-Qualified Now
614-427-0943